Anyone ever use these? I have some stuff in right now and forgot to pay on it, now I have to either get my $ back or pay the whole thing off at once. I knew that was a bad idea as much as I hate to go to town.

I purposely do not use layaway for that reason; I hate shopping and don’t want to go to the store any more than necessary. Wal Mart is actually ending it this year according to a news report I saw a week or so ago.

That is really sad of them to do that, this is the only way some people can aford to pay for expensive items that they want. Guess they cold save, but it is easier to them this way.